Whether you are looking to purchase your dream home abroad, planning for your retirement or seeking pure investment opportunities, receiving the best financial advice is essential.

Simply click on the relevant link below for individual country mortgage information, or alternatively, contact us with your query and we will get back to you as soon as possible.

Here is a quick overview of some of the ways that are available for raising money to fund an overseas purchase. If you would like to talk to someone about any of these options, please contact us and we can put you in touch with a qualified financial advisor, specialising in overseas property purchases.

UK Mortgage
Many people like to approach their own local bank to apply for a mortgage on their overseas property. There are several advantages to this route, for example, if you are planning on paying your mortgage with your UK salary you will not incur any currency transfer charges and will not be subject to currency fluctuations.

Overseas Mortgage
More and more countries are actively encouraging foreign investment and will therefore work hard to ensure that there are good local options for borrowing finance. A local mortgage can allow you to save money on currency transfers if you are using the rental income to cover your mortgage payments and in some cases, can offer better payment terms than a UK mortgage lender.

Re-mortgage
As many UK properties have increased hugely in price over the last years, many people are now in a position to re-mortgage their current home to raise money to fund their investment overseas by borrowing on the increased value of their home.

Equity Release
There are now many reputable equity release schemes allowing you to raise finance using the money you have invested in your UK home over the years without releasing the rights to the property.